Christo Davel on karmic debt, poetry and profit

For most of his entrepreneurial career, Christo Davel has worked at the intersection of finance and technology, even before “fintech” was a thing. Among other businesses, he founded what became Old Mutual Direct, 20twenty (South Africa’s first pure online bank), and 22seven – which is where we met. Disclosure: we have become friends and have worked together on and off since then. In that time, he’s used some expressions that struck and stuck with me. In this interview, I asked him about them.

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